#*(#%*#&#@!!
Sep. 23rd, 2005 09:30 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
dragonlady7So due to Z's bank being utterly useless, we couldn't access his money. Which meant we had to take out almost all the money that was in our joint bill-paying account.
The problem?
I had used that account to pay bills. It had a balance of over two thousand dollars, and so I felt perfectly justified in writing $800 worth of checks from it. Am I right? I'm right.
However.
It now has just a bit over $500 left in it, as of late yesterday afternoon.
...
One of the checks was for just a bit over $500, and was sent to my credit card company. (I'd paid over $500 worth of our joint bills using my personal account, and so felt justified in paying off my credit card balance with the joint account. Do forgive me.)
The credit card company lists that payment as having posted yesterday afternoon. ("Thank you.")
...
So what about the other payment? Has that check cleared? Had it cleared prior to all our futzing around yesterday?
I don't know. What's the balance on the account? I don't know. That one, we don't do online.
And I was so annoyed with the seller for demanding cash, and then after all our running around to try to raise enough cash (ATMs have daily limits, you know), we got there and he had assumed we'd just give him a check from a not out-of-state bank. That was all the problem was: Z was too lazy to get new checks after we moved... from New Jersey... in 2002... and so the seller's bank was kicking up a fuss that the check was out-of-state (the bank, mind you, is located in New York) and they'd have to hold it two weeks or so etc. etc...
A CHECK WOULD HAVE BEEN FINE.
*tears out hair*
And I could have told him to wait to cash the check until this afternoon after I've had a chance to go and put cash into the HSBC account from my personal one. (Except I think it would have been ok, actually.)
But I don't exactly have the option of calling Toyota Financial Services and asking if they could just hang on a minute with that check just a moment please. Right.
And we don't have overdraft protection on the HSBC account-- of course we don't. It's our Box To Put Cash Into And Make It Into Bill Payments. That's all. It's not meant to be used for shenanigans.
...
When all this is done I am sure it will be worth it just to ride on that scooter. (Which, might I add, I am not going to get to do because i have to work late. Z went off to work with his motorcycle helmet in a plastic bag, whistling gaily; I am about to depart early for work to frantically attempt to sort out the HSBC mess, and am Royally Pissed that I get to have all of the hassle and none of the fucking fun. GodDAMN it, A CHECK WOULD HAVE BEEN FINE.)
But in the meantime I AM GOING TO KILL SOMEBODY DEAD AND THEN WAKE THEM UP AND KILL THEM SOME MORE.
... All this has been made yet worse by, out of curiosity, clicking a link in a friend's journal and discovering that a distant friend-of-friend, a woman in her thirties, has just randomly almost out of the blue up and died of cancer suddenly and oh my Christ her entries from this summer are so alive and now she's just gone. Fuck. I mean, fuck!
And in other news, because i do try to have a life other than running around taking care of shit for z's fucking scooter, I have been writing a couple hundred words almost every day and that's nice and all, and then last night I was gnawing somewhat discontentedly on a plotbunny involving Theodred and Theodwyn (and, indirectly, Eomund), but the stark realization about the outstanding checks on the drained HSBC account (god DAMMIT I have been being SO FUCKING CAREFUL with money for MONTHS and now THIS when A CHECK WOULD HAVE BEEN FUCKING FINE GOD FUCKING DAMMIT) sort of sat me stark upright and I've been in a pretty foul mood ever since. So, NO Theodwyn/Eomund smut for YOU (and by you I mean me, who is really the one that wants it)!! and no more dragons either! I have to go deal with money bullshit over something that was supposed to be fun and isn't even for me.
I'd say Z owes me something, but you know, since he can't access his money, he'd just buy it for me with my own money like he's been doing all summer. (The birthday present? My money. The dinner at Red Osier? My money. He paid, but you know his card isn't working and hasn't been for months, so he paid with our card, which means: my tip money.)
I AM TIRED OF NOT HAVING ANY GODDAMN FUN. And being too tired and mad to write. And is there a solution to this? No.
The problem?
I had used that account to pay bills. It had a balance of over two thousand dollars, and so I felt perfectly justified in writing $800 worth of checks from it. Am I right? I'm right.
However.
It now has just a bit over $500 left in it, as of late yesterday afternoon.
...
One of the checks was for just a bit over $500, and was sent to my credit card company. (I'd paid over $500 worth of our joint bills using my personal account, and so felt justified in paying off my credit card balance with the joint account. Do forgive me.)
The credit card company lists that payment as having posted yesterday afternoon. ("Thank you.")
...
So what about the other payment? Has that check cleared? Had it cleared prior to all our futzing around yesterday?
I don't know. What's the balance on the account? I don't know. That one, we don't do online.
And I was so annoyed with the seller for demanding cash, and then after all our running around to try to raise enough cash (ATMs have daily limits, you know), we got there and he had assumed we'd just give him a check from a not out-of-state bank. That was all the problem was: Z was too lazy to get new checks after we moved... from New Jersey... in 2002... and so the seller's bank was kicking up a fuss that the check was out-of-state (the bank, mind you, is located in New York) and they'd have to hold it two weeks or so etc. etc...
A CHECK WOULD HAVE BEEN FINE.
*tears out hair*
And I could have told him to wait to cash the check until this afternoon after I've had a chance to go and put cash into the HSBC account from my personal one. (Except I think it would have been ok, actually.)
But I don't exactly have the option of calling Toyota Financial Services and asking if they could just hang on a minute with that check just a moment please. Right.
And we don't have overdraft protection on the HSBC account-- of course we don't. It's our Box To Put Cash Into And Make It Into Bill Payments. That's all. It's not meant to be used for shenanigans.
...
When all this is done I am sure it will be worth it just to ride on that scooter. (Which, might I add, I am not going to get to do because i have to work late. Z went off to work with his motorcycle helmet in a plastic bag, whistling gaily; I am about to depart early for work to frantically attempt to sort out the HSBC mess, and am Royally Pissed that I get to have all of the hassle and none of the fucking fun. GodDAMN it, A CHECK WOULD HAVE BEEN FINE.)
But in the meantime I AM GOING TO KILL SOMEBODY DEAD AND THEN WAKE THEM UP AND KILL THEM SOME MORE.
... All this has been made yet worse by, out of curiosity, clicking a link in a friend's journal and discovering that a distant friend-of-friend, a woman in her thirties, has just randomly almost out of the blue up and died of cancer suddenly and oh my Christ her entries from this summer are so alive and now she's just gone. Fuck. I mean, fuck!
And in other news, because i do try to have a life other than running around taking care of shit for z's fucking scooter, I have been writing a couple hundred words almost every day and that's nice and all, and then last night I was gnawing somewhat discontentedly on a plotbunny involving Theodred and Theodwyn (and, indirectly, Eomund), but the stark realization about the outstanding checks on the drained HSBC account (god DAMMIT I have been being SO FUCKING CAREFUL with money for MONTHS and now THIS when A CHECK WOULD HAVE BEEN FUCKING FINE GOD FUCKING DAMMIT) sort of sat me stark upright and I've been in a pretty foul mood ever since. So, NO Theodwyn/Eomund smut for YOU (and by you I mean me, who is really the one that wants it)!! and no more dragons either! I have to go deal with money bullshit over something that was supposed to be fun and isn't even for me.
I'd say Z owes me something, but you know, since he can't access his money, he'd just buy it for me with my own money like he's been doing all summer. (The birthday present? My money. The dinner at Red Osier? My money. He paid, but you know his card isn't working and hasn't been for months, so he paid with our card, which means: my tip money.)
I AM TIRED OF NOT HAVING ANY GODDAMN FUN. And being too tired and mad to write. And is there a solution to this? No.
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no subject
Date: 2005-09-23 05:47 pm (UTC)no subject
Date: 2005-09-24 12:34 pm (UTC)Thank you.
no subject
Date: 2005-09-23 07:18 pm (UTC)no subject
Date: 2005-09-23 10:20 pm (UTC)If it's any consolation whatsoever, I haven't been able to write, either. Same reasons - money, screwups, helping out other people (who in all fairness are also helping me, but still...), worrying over the money situation until my brain falls out ...
no subject
Date: 2005-09-24 12:40 pm (UTC)But that's just sort of how it is, isn't it?
no subject
Date: 2005-09-24 03:23 pm (UTC)You have good and valid reasons for being in that job, but this comment alone makes me wonder whether most people end up being there because they're too dull and selfish to make it anywhere else.