(no subject)

[dragonlady7]

Bullshit. Complete fucking bullshit.

And I thought I was having a rough time, what with Univera cancelling my insurance and not telling me.
Blue Cross apparently makes a habit of cancelling you when you get too expensive. Which means you've gone in, properly insured, and gotten care, which they've promised to pay for, and they get the bill, review it, and then dump you because the condition must have existed before you filled out your application, and whether you mentioned it or not, they didn't notice, but they've noticed now, and they're not paying.

Apparently this applies to pregnancies.

What the fuck are you supposed to do?

My only consolation is that Blue Cross of California is apparently not the same company as my new, current insurer, Blue Cross/ Blue Shield of Western New York.
OK then.

Comments

[kkatowll.livejournal.com]

I know! We write about these things all the time. People get cancelled for anything. The health insurance companies are in the business of NOT paying claims, I guess.

[dragonlady7.livejournal.com]

It just seems that if you're paying them, you should have some guarantee that they'll honor their side of the agreement. The way insurance works, I know, is that most people pay more into it than they get out, but the idea is that it protects them from disaster. If the company is only willing to sign up for the part where they get more money from you than they give back, then I really wonder what the point is.

If I didn't have to have it for roller derby I'd still be considering my idea of just setting up a savings account and putting money into it, and only dipping into that money to pay for healthcare. I'm young, healthy, and low-risk. Let's play the odds!
Except I have to have it to be eligible to skate. Grmmble.